Simple Pricing That Puts Brokers First
ExBanqi offers a flat monthly fee model that lets brokers keep 100% of upfront and trail commission, without revenue splits or hidden costs.
Pricing That Scales With You, Not Against You
Most aggregator pricing models scale against you. As your commission grows, so does the percentage they take, which makes forecasting harder and growth more expensive over time.
ExBanqi works differently. You pay a flat monthly fee and keep 100% of your commission. Your costs stay fixed while your income grows, so you can plan, hire, invest, and scale without worrying about your aggregator eating into your upside.
Why Brokers Are Moving to a Flat-Fee Model
Most aggregator models take a percentage of your commission as your business grows, which means higher revenue often comes with higher costs. ExBanqi removes that friction by giving you a fixed monthly fee, full commission ownership, and a clear operating structure. You keep control of your income, your systems, and your future, while scaling your brokerage without hidden penalties or shifting commercial terms.
$990+ GST Per Month, Per Broker
A flat monthly fee providing access to ExBanqi’s aggregation platform, lender panel access, core systems, and compliance framework.
You retain 100% of your upfront and trail commissions.
Flat-Fee vs Commission Split
Most aggregator models take a growing percentage of your income as you scale. ExBanqi caps your costs so your income can grow without penalty.
| Feature |
Flat-Fee Model
|
Commission-Split Model |
|---|---|---|
| Monthly cost |
$990 per month Fixed and predictable |
Typically 15–25% of commission $3,750–$6,250 per month at $300k annual commission |
| Commission ownership | Broker keeps 100% | Aggregator retains a percentage split |
| Transparency | Clear, upfront pricing | Often complex or opaque |
| Commercial control | Broker-first | Platform-first |
| Long-term economics | Predictable and sustainable | Compounds against brokers over time |
Why this matters over time
If you settle $300k in annual commission, a 20% split is $60k every year. At $500k, it is $100k every year. With a flat fee, that difference stays in your business.
Designed to Remove Aggregator Friction
ExBanqi is built to eliminate the financial and operational constraints brokers face under traditional aggregator models. Everything is structured around clarity, control, and long-term sustainability.
Fixed Monthly Pricing
Pay one clear monthly fee instead of surrendering a percentage of your income. Your costs stay predictable as your brokerage grows, without penalties for success.
100% Commission Ownership
You keep every dollar you earn. No commission splits, no revenue sharing, and no hidden clawbacks reducing your long-term upside.
Built to Scale Cleanly
Access lender panels, compliance support, and operational systems without restrictive contracts. ExBanqi scales with your business, not against it.
Why Brokers Are Moving Away From Commission Splits
Traditional aggregator models take a growing share of your income as your business scales. Over time, this erodes margins, limits control, and makes long-term planning harder than it needs to be. ExBanqi was built to remove that friction by offering a clear, flat-fee structure that keeps your costs stable and your upside intact.
Designed for Brokers By Brokers
Banking-Grade Trust
Built on real banking discipline and institutional standards.
Fintech Innovation
Modern, efficient systems engineered for performance.
Broker Independence
Tools and support that put you in full control of your business.
What Brokers Say After Switching to ExBanqi
Real feedback from Australian mortgage brokers who wanted full control, better systems, and broker first support. No commission splits, no legacy platforms, just a cleaner way to run and grow your business.
“Switching to ExBanqi gave me back control of my business. I kept my full commission, cut out the noise, and finally had systems that actually worked the way brokers work.”
Michael Harrington
Switched from a legacy aggregator
“Starting out with ExBanqi meant I did not have to guess or stress. The compliance, training and lender access were all there from day one, so I could focus on writing loans.”
Sophie Delaney
Broker Academy participant
“ExBanqi lets me run my brokerage like a real business. No revenue share, no outdated tools, just a clean platform that supports growth without getting in the way.”
Daniel Whitmore
Independent business owner